Why Us

Our Goal Is To Save You From Wall Street

If you are like most Americans, you don’t really trust Wall Street. You believe Wall Street exists to push products and generate fees. Maybe you have even been a victim of a firm where you felt like a number or was just sold a product then forgotten about.

Picket Fence changes your experience with financial firms. We save clients from Wall Street in a few ways. One, we act as a fiduciary in all our client interactions. Fiduciary sounds like a made up word, but a fiduciary is required to put the interests of its clients first, above all others, including his/her own interests. Second, we are fee-only so 100% of our compensation comes from our clients – no commissions, sales fees, and referral fees. Our clients know our advice is based on their needs and not driven by an ulterior motive. Finally, we work to minimize costs for our clients. Costs are the only part of your investment return that you can control. Keeping as low as possible allows your money to compound faster.

Our Core Values

Stewardship

we serve as stewards for our clients and communities.

Integrity

Our clients put their financial future in our hands. They need to know we will do what is right.

Teamwork

The only way we grow is together.

Competence

Our service is important to our clients. We must master our technical knowledge.

Kirk Kinder

Founder & President

Kirk Kinder, CFP® (Certified Financial Planner) is the founder and President of Picket Fence Financial. He originally hails from Flint, Michigan where he spent the first eighteen years of his life. After eighteen years of winter and mosquito season, Kirk attended the University of Miami, Florida. However, after one year of school at UM, Kirk was offered an appointment to the United States Coast Guard Academy in New London, Connecticut, which he accepted.

Kirk claims he left the warm weather and relaxed atmosphere to see if he could endure the rigors of a service academy and to serve his country, but most people think he was temporarily insane. Either way, Kirk spent the next four years of his life at the Academy where we traveled extensively, including a cruise to Europe on the sailing ship Eagle, and performed a million push ups.